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Book a Call
If you are nearing retirement, already retired, or simply trying to make a smart decision with your savings, a short conversation can bring a lot of clarity.
This call is free, relaxed, and focused on your situation. We will answer your questions, help you understand your options, and tell you honestly if an annuity or retirement income strategy makes sense for you.
No scripts. No pressure. No obligation.
Choose a time that works for you
Pick a time on the calendar and tell us a little about what you want to discuss. We will call you, or we can meet by video if you prefer.
If you do not see a good time, use the direct contact option below and we will get back to you within one business day.
Free consultation.
Typical call length: about 30 minutes.
No obligation.
Phone or video available.
Real people. No call center.
When you reach out to Fairway Retirement, you speak directly with an advisor who does this work every day.
Ian Bidinger | Newnan, Georgia
Ian Bidinger is the co-founder of Fairway Retirement, where he helps retirees and pre-retirees create clear, dependable retirement income strategies. His work focuses on annuities, life insurance, and Medicare education, with an emphasis on protecting savings, creating guaranteed income, and helping clients make confident decisions without feeling pressured.
Ian believes retirement planning should be easy to understand, practical, and centered around each person’s real-life goals. Whether someone is concerned about market losses, outliving their money, rising healthcare costs, or simply wanting a second opinion, Ian’s approach is to educate first and recommend only when the strategy truly fits.
Darren Sardina | Bentonville, Arkansas
Darren brings the same straightforward, relationship-focused approach, helping families understand their options clearly and move at a pace they are comfortable with.
What to expect
You will not be asked to buy anything on the call. The goal is clarity, not pressure.
Step 1
You tell us what prompted the call
We start with your questions, your goals, and what you are trying to solve. That may be income planning, principal protection, annuity comparisons, Medicare questions, or simply understanding your next step.
Step 2
We talk through your options in plain English
We explain what may fit, what may not fit, and where the tradeoffs are. If an annuity makes sense, we will explain why. If it does not, we will say so.
Step 3
You decide whether there should be a next step
If it makes sense to continue, we will explain exactly what that would look like. If not, you still leave with more clarity than you had before.
A good fit if you want answers before making a move
People usually book this call because they want help with one of these questions.
I am getting close to retirement and want a real income plan
I want to know how much income I can create, how much risk I should still be taking, and whether my current plan is strong enough.
I want to compare annuity options without getting pushed
I want a plain-English explanation of MYGAs, fixed indexed annuities, income riders, liquidity, and tradeoffs.
I want a second opinion before I make a mistake
I already have an advisor, a current annuity, or a rollover decision in front of me, and I want an honest outside perspective.
I want to understand what is realistic for my situation
I do not need a sales pitch. I need to know what fits my goals, my timeline, and my comfort level with risk.
You do not need to prepare a presentation
But having a few things nearby can make the conversation more productive.
Do not worry if you do not have everything ready. We can still have a useful conversation.
Helpful things to have nearby
A rough estimate of your monthly expenses, or what you expect them to be in retirement.
Recent 401(k), IRA, brokerage, annuity, or savings balances.
Your Social Security estimate, if you have it.
Any questions you want answered.
Your spouse or partner, if they should be part of the decision.
Prefer phone or email?
That works too. Reach out directly and we will respond within one business day.
Ian Bidinger | Newnan, GA
Phone: (404) 807-0727
Email: ian@fairwayretirement.com
Business hours: 9am - 5pm Monday thru Friday
Weekend appointments can be accommodated
In-person meetings may be available by appointment.
Darren Sardina | Bentonville, AR
Phone: (479) 481-1954
Email: darren@fairwayretirement.com
Business hours: 9am - 5pm Monday thru Friday
Weekend appointments can be accommodated
In-person meetings may be available by appointment.
Why people trust Fairway Retirement with these conversations
Independent guidance, education first, and a no-pressure approach set the tone before anyone decides what comes next.
Independent guidance
We are not captive to one insurance company. We compare options across carriers and explain the pros and cons honestly.
Education first
We believe people make better decisions when they understand what they are doing. That is why we explain things clearly and never rush the conversation.
No-pressure approach
If something is not a fit, we will tell you. The goal is to help you make a smart decision, not push you into one.
He took the time to understand my goals, explain the pros and cons, and never once made me feel pressured.
Debbie Grigg
He spent time explaining my current annuity and options that would be available to me. He did not push me into anything.
Schelly Cochran
He was very transparent and we would recommend him without a doubt.
Ashley Soden
Frequently asked questions
These are the practical questions people ask before they book a first conversation.
How long is the call?
Most calls take about 30 minutes. Some are shorter, and some go longer if you have more questions.
Do I need to be ready to buy something?
No. This is a conversation, not a commitment. The goal is to help you understand your options.
What if an annuity is not right for me?
Then we will tell you that. We would rather earn your trust than recommend something that does not fit.
Can my spouse or partner join the call?
Yes. In fact, we encourage it when both people will be part of the decision.
Do I need to live near Newnan or Bentonville?
No. Many of our client conversations happen by phone or video.
Ready to talk through your options?
A short conversation can help you understand what is realistic, what questions to ask, and what next step makes the most sense for your retirement plan.
No pressure. No obligation. Just a helpful conversation about your retirement.