by Darren Sardina | Apr 4, 2025 | Annuity Articles
Imagine you’re retired in 2025. You’ve worked hard, saved diligently, and now it’s time to enjoy life. But the headlines are anything but relaxing—market swings, rising interest rates, inflation, global instability. You start wondering: “Is my money really safe?...
by Darren Sardina | Apr 4, 2025 | Annuity Articles
Many retirees and conservative investors ask, “Are annuities safe if they’re not FDIC insured?” It’s a valid concern, especially when you’ve spent a lifetime protecting your nest egg. The good news is that annuities come with their own...
by Ian Bidinger | Apr 3, 2025 | Annuity Articles
How Much Money Do You Need for a Comfortable Retirement? Planning for a comfortable retirement involves more than just saving money—it’s about creating a personalized strategy that ensures long-term financial stability and peace of mind. One of the most important...
by Darren Sardina | Mar 19, 2025 | Annuity Articles
How a Fixed Indexed Annuity Can Secure Your Retirement and Provide Growth Without Market Risk Why Traditional Retirement Strategies Fall Short Many retirees rely on 401(k)s, IRAs, and Social Security to fund their golden years, but these traditional options come with...
by Darren Sardina | Feb 13, 2025 | Annuity Articles
Why You Need a Secure Retirement Income Plan One of the biggest concerns for retirees is outliving their savings. With market volatility, inflation, and rising healthcare costs, ensuring a guaranteed lifetime income is crucial. If you’re searching for a retirement...
by Ian Bidinger | Feb 12, 2025 | Annuity Articles
In 2022, fixed annuity rates on MYGAs were fairly modest—barely keeping pace with inflation. At that time, the numbers looked like this: 3-year MYGA: ~2.50% 5-year MYGA: ~3.15% 7-year MYGA: ~3.20% 10-year MYGA: ~3.25% These MYGA rates were competitive with bank CDs,...
